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Mobile wallets start to take shape
One day you will be able to leave your wallet at home. New ways of paying for goods using mobiles are starting to emerge. Joia Shillingford reports for the BBC. [...] According to AT&Kearney and the Judge Institute of Management Studies: "Mobile payments are growing in acceptance among wireless users, with more than a quarter saying they are confident making payments on their mobile phone." [...] Mobile payment in Japan is already more advanced and provides a glimpse of how things could develop in the West in future. (Edy chip, Sony FeliCa chip) [...] In Europe, Simpay, a new payment scheme for mobile phone content, has gained the support of Vodafone, T-Mobile, Orange, Telefonica, Proximus and Amena, Simpay claims to be the first service that has "critical mass". [...] Mobile payment seems likely to take off as a convenient way of paying for small items without going to a cash machine. But there could be risks in using them for larger items. Already people have been killed for their mobile handsets and if they contained stored credit, this might become more common. Fingerprint identification on phones may also not be much of a protection. Presumably it means the thief would have to kidnap the owner as well as the phone in order to spend the money on it". |
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